Credit Officers - Izwe Savings And Loans

Responsibilities
Prospect for new clients
Review loan requests
Assess clients’ financial status
Evaluate creditworthiness and risks
Contact clients to gather financial data and documentation
Analyze risks and approve or reject loan requests
Calculate financial ratios (e.g. credit scores and interest rates) Set up payment plans
Maintain updated records of loan applications
Follow up with clients about loan renewals
Monitor progress of existing loans
Developing and sustaining long-lasting relationships with customers.
Calling potential customers to explain company products and encourage purchases.
Answering customer’s questions and escalating complex issues to the relevant departments as needed.
Maintaining an accurate record of all sales, scheduled customer appointments, and customer complaints.
Collaborating with the marketing department to ensure that the company is reaching its target audience.
Preparing cost-benefit analyses for prospective and existing customers

Qualification and Requirements
A minimum of an SHS certificate, HND or Degree. Any tertiary Certificate will be considered.
At least 3 months experience is required
Hard-working and very committed individuals to work in our sales and marketing department.
Note: Only candidates in Kumasi or its environs should apply.

Salary Range:Attractive remuneration plus benefits